Before you begin searching for a home, it's important to assess your financial situation and determine how much you can afford. Calculate your budget, taking into account your income, expenses, and desired monthly mortgage payments. Then, approach a lender to get pre-approved for a mortgage. This step helps you understand your purchasing power and shows sellers that you are a serious buyer.

Once you've established your budget, work closely with your realtor to search for homes that match your criteria. Your realtor will have access to multiple listing services (MLS) and can provide you with options that meet your requirements. They will arrange viewings, accompany you during house tours, and provide insights about the home, properties and neighborhoods.

When you've found a home you're interested in, your realtor will assist you in preparing and submitting an offer to the seller. They will help you determine a competitive price based on market analysis, negotiate terms and conditions, and handle the paperwork involved. Your realtor's expertise and negotiation. Their skills can help you secure the best deal possible.

After your offer is accepted, your realtor will guide you through the inspection process. They can recommend reputable home inspectors and schedule inspections to assess the condition of the property. Your realtor will review the inspection report with you, help address any concerns, and facilitate communication with the seller to negotiate repairs or adjustments if needed.

At this point you will submit your accepted offer to the lender and the lawyer for review and approval. 

Coordinate with your real estate agent, lender, and attorney to ensure a smooth transaction. Review the closing disclosure, which details the final terms of the loan, closing costs, and other relevant information. Arrange for a final walkthrough of the property to ensure it's in the agreed-upon condition. On the closing day, sign the necessary legal documents, pay the closing costs, and receive the keys to your new home.

Congratulations, you're now a homeowner!

Having a realtor by your side can provide valuable guidance, market knowledge, and negotiation expertise throughout the home buying process. They can simplify the complexities, answer your questions, and advocate for your best interests, making the entire experience more efficient and rewarding.